Liability insurance zzp calculate

As a self-employed person, you want to be as well insured in case of damage. After all, damage claims can run high. You don't want to have to reimburse these amounts all by yourself. That is why it is wise to take out liability insurance insurance liability insurance.

With liability insurance for zzp'ers you can insure yourself up to a certain amount. But which insurance suits your profession? And how do you calculate the premium? We explain it for you.

Liability insurance zzp calculate: difference in level of premium per sector?

The amount of your premium depends, among other things, on on the sector in which you work. We list them for you.

Advisor

Do you have an consulting profession? Then kunt u specifically take out liability insurance specifically for this. Consulting professions include marketing, legal advice, web designers, software installers and construction engineers. The risk of an accident in a consulting role is not very high. Therefore, the premium will be relatively low compared to other professions.

Construction

The construction industry has higher premiums under liability insurance policies .. An accident can happen on a construction site. Many different types of materials and tools are often used. This can relatively quickly damage/because of occur.

Installers

Oddly enough, although people often think otherwise, installers are not included in construction. Because of the specific type of work that an installer does , the installer falls into a separate sector. Because of the risk that installers run in their profession, they too face higher premiums.

Education, teacher or trainer

Are you working at a school, teaching courses or training? Then the amount of your premium often not so high. This is because the risk of damaging something or someone is low. However, the amount of your premium depends on of What kind of training/lessons you give.

IT

Claims that you have a IT profession can cause are primarily financial in nature. Consider a data breach for example, causing your client to lose a lot of money.

Beauty care

With a profession in beauty care, you are constantly working with people. You give them treatments and care. Especially in professions where physical contact is common, risks of damage are higher. Thus, even with a profession in beauty care, you can count on a higher premium.

Other professions

This includes all occupations not covered by the aforementioned sectors. These are quite diverse occupations. From photographer to dog groomer; from mover to pest controller.