Professional liability insurance ZZP

There are an awful lot of providers with different policies for self-employed professional liability insurance. This can make it difficult to find the right solution for your specific situation. This is because the cost and coverage required varies greatly by profession. At Alpina.nl , you can easily compare suitable zzp professional liability insurance policies from different providers. This way you can be sure that you have the best possible coverage at a competitive premium. Fill in your details as comprehensively as possible and find the ideal self-employed professional indemnity insurance for your situation.

Note: A zzp professional liability insurance is not a full zzp liability insurance. This is because it does not cover personal injury and property damage caused by you during the course of your work. To cover damages from this, you should take out a zzp company liability insurance.

You have taken the step to start as a self-employed person. You set up your own business and start working. Business is going well enough to get out of expenses and after a while you even make your very first profit. Everything turns out for you as you had hoped.

Until at some point you make a mistake... This can happen in any field of work occur. Imagine that this situation involves an error that cannot be resolved quickly ... An error that will cost or has already cost your client a lot of money.. Now you have an angry customer and, as if that wasn't enough, you will also receive a damage claim. The customer tries to recover all the costs incurred by your mistake from you through the claim..

To be protected against such claims, there is the professional liability insurance. But why take out this insurance and how do you choose the right one? In this blog Alpina explains it for you.

Professional liability insurance and business liability insurance (AVB) are often confused. However, there is an obvious difference. Professional liability insurance covers only financial damages and property damage.

This is not the case with an AVB. This is because the AVB covers injuries- and property damage. Think of breaking tiles on a construction site or you have a car accident with the company car.

For both kindand damages to be insured? Then you will also need to take out both insurance policies.

Pay close attention to the following points when looking to purchase professional liability insurance.

Coverage

Always check carefully what exactly your insurance covers with professional liability insurance. Different insurers may offer different packages. If necessary request a quote from different insurers and compare all policy conditions. Keep an eye on when an insurance will or will not pay out. The conditions for payment often differ per insurer..

Amount

What amount are you actually covered for? This can also differ per insurance. Your premium also depends on the amount covered. The higher the amount covered, the higher your premium is.

Do I need it?

Consider carefully for yourself whether you really need professional liability insurance. Perhaps this insurance is not that important for your profession.

At Alpina, we always recommend that you consider this insurance when working as a self-employed person. First of all, because of your personal liability in the case of a sole proprietorship. You can go personally bankrupt in case of a substantial damage claim.m.