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What insurances are there for ZZP'ers in the Netherlands?

There is a huge range of ZZP insurances in the Netherlands, making it sometimes difficult to determine which insurances you really need. Can't see the wood for the trees? When choosing ZZP insurance, it is important to determine which risks you want to insure. Of course, you don't have to insure all the risks, because then you will spend a lot of money unnecessarily on insurance premiums. Some risks you may be able to bear yourself because you have the financial room to do so. Which risks you can best insure depends on your business, your financial strength and the industry in which you operate. At Alpina.nl we would like to tell you a bit more about ZZP insurance in the Netherlands, so that you will soon be well insured!

Getting self-employed insurance? Calculate your premium!

zzp insurances netherlands

Which ZZP insurances are mandatory in the Netherlands?

In the Netherlands, ZZP insurance is never legally required. You decide which insurances you take out yourself. However, it may happen that a client or supplier makes a certain ZZP insurance compulsory before entering into an agreement. By doing so, they want to prevent the risk from becoming too great for them. As a ZZP worker, if you make a mistake that affects your work, but you are unable to meet the resulting costs, this also adversely affects the client or supplier. Therefore, if you are properly insured, the risk is lower.

Getting self-employed insurance? Calculate your premium!

Why buy insurance as a self-employed person?

While it is not mandatory for a self-employed person to purchase insurance, it can be very wise. When starting a business, you obviously have to be mindful of costs. These are often high enough, which is why insurance is often put on the back burner. Nevertheless, good insurance as a ZZP'er is very important. After all, you need to consider various risks. You probably have to deal with different stakeholders, such as clients, suppliers and debtors. Moreover, an accident is often in a small corner. Especially as a ZZP'er it is nice to be well insured, because otherwise you will also have to bear all the costs yourself. Moreover, your private insurance does not cover your activities as a ZZP'er. For this, you really need to take out business insurance.

Which ZZP insurance policies are best for you depends on your profession and your personal situation, but you can look at, for example, the most important insurance policies for start-ups.

Take out your ZZP insurance directly through Alpina

At Alpina, we understand that it can be difficult to determine which insurance policies are best for you as a ZZP'er. That is why we have put together the ZZP insurance package. The ZZP insurance package consists of various insurances. Business liability and professional liability are included as standard. You can also compile your own package. Through our website you can easily calculate the premium.

Calculate the premium of your ZZP insurance directly!

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